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The Happy Saver
End of Year Spruce Up
Dec 3

Dec 3 End of Year Spruce Up

Ruth
Gold, Index Funds, Investment, Personal Finance, SmartShares, Term Deposits, Saving, Bonds

I spend a lot of time at my computer and my “household spreadsheet” is often open and it was while I was looking at this that I thought perhaps it was timely that I have a bit of a financial spring clean.

Becoming Minimalizzy
Nov 26

Nov 26 Becoming Minimalizzy

Lizzy
Minimalisation, Index Funds, Mortgage, Personal Finance

I have been banging on to my sister for years about living within her means and one day the penny finally dropped. In this guest blog post she shares her story. Take it away Lizzy...

Chocolate anyone?
Nov 19

Nov 19 Chocolate anyone?

Ruth
Personal Finance, Shares, Investment

The endorsement that the people of Dunedin and New Zealand gave a Dunedin chocolate maker this week shows that our interest in a company goes far deeper than simply mixing cacao and milk together.

What can I learn from retirees?
Nov 12

Nov 12 What can I learn from retirees?

Ruth
Debt, Mortgage, Personal Finance, Retirement, Saving

I had a chat with a retired couple recently and I was torn between being polite and not too nosey and outright wanting to ask them every nitty gritty detail about their lives. I settled on the middle ground but found myself left wanting.

Compound Interest. MAGIC!
Oct 29

Oct 29 Compound Interest. MAGIC!

Ruth
Investment, Saving, Term Deposits

If you were given the choice of receiving $1,000,000 after 30 days OR 1 cent doubled in value every day for 30 days. Which would you choose?

Updates and Things of Interest
Oct 22

Oct 22 Updates and Things of Interest

Ruth
Investment, KiwiSaver, Personal Finance, SmartShares

A bit of change this week! I’ve curated this post with a few updates and interesting things for you to check out.

Is Commercial Property Investment a good idea?
Oct 8

Oct 8 Is Commercial Property Investment a good idea?

Ruth
Personal Finance, SmartShares, Investment, Index Funds

More people than I can count ask me whether I would buy a rental property, by which they mean a single house which I would rent out. Buying a slice of the commercial building rental market is a much more interesting proposition.

Progress Report on You Can Avoid Student Debt
Oct 1

Oct 1 Progress Report on You Can Avoid Student Debt

Ruth
Debt, Money Education, Personal Finance, Saving

In November 2016 I wrote about student debt and in that blog I spoke to a young woman who was about to begin a two and a half year course at a tertiary institution. Almost one year on I caught up with her for an update. She had just had a night on the turps so I fed her a high sugar, high fat breakfast as we spoke. Ok, so that part of being 18 still has not changed.

Explain that graph!
Sep 24

Sep 24 Explain that graph!

Ruth
Index Funds, Investment, Personal Finance, Shares, SmartShares

This week I had another email from a subscriber. When she is checking up on her investment what the heck do the charts and graphs mean?

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