All tagged Index Funds

The Bitcoin experiment is over!

The Bitcoin experiment is over!

Ruth
Cryptocurrency, Investment, SmartShares, ETFs, Index Funds

If you have been following my blog for a while you might remember that back in 2017, three long years ago when the world was more normal, Jonny bought some Bitcoin. Actually, “some” Bitcoin is a bit misleading because to be more precise he bought “a bit” of a Bitcoin. He had been following its evolution for a couple of years and had been wanting to buy Bitcoin for a long time, in fact, he would have done as much, if I didn’t always scoff at the idea as being far too speculative. So three years on, how did his Bitcoin perform…

US shares now available on Sharesies

US shares now available on Sharesies

Ruth
Sharesies, Shares, Index Funds, ETFs, Hatch, Investment, Kernel, Money Education, Simplicity, SuperLife, SmartShares

You may have noticed that Sharesies now offer you access to the American share market. So now we are faced with yet another choice for our investment dollar. And don’t get me wrong, the choice is great but it can add a layer of confusion too for first-time investors. So, while Sharesies and others like them have filled a gaping hole in the market - providing easy and affordable access to the share market - they have created another void and that is the education of investors.

“Don’t look for the needle - buy the haystack”

“Don’t look for the needle - buy the haystack”

Ruth
Index Funds, ETF, SmartShares, Sharesies, Hatch, Investment

There has been a sudden interest in the share market and it has me worried. I am noticing that there is a cohort of investors frantically rushing to invest in shares to “make the most” of this current crisis. I, on the other hand, have resisted all instincts to DO SOMETHING, to rush around and find those one or two companies that are at what I believe to be rock bottom prices so I can buy low and sell high. Instead, I have calmly followed the advice of John C. Bogle when he said: “Don’t look for the needle - buy the haystack”. That’s what I’m doing, I’m just buying the entire market.

My Lockdown Diary

My Lockdown Diary

Ruth
Budgeting, Index Funds, KiwiSaver, PocketSmith, Sharesies, Simplicity, SmartShares, ETF

I thought I’d keep a diary for this week, so you can see what we are doing to prepare for the months ahead in this rapidly evolving situation. Take from it what you will and discard the rest. But first and foremost when it comes to money at a time like this, whether your job is secure or you have just lost it, the absolute key thing to keep in mind is to: Always spend less than you earn

Applying The Barefoot Investor in NZ - UPDATE

Applying The Barefoot Investor in NZ - UPDATE

Ruth
Index Funds, KiwiSaver, Personal Finance, Retirement, Shares, Simplicity, SmartShares, SuperLife, Insurance, Sharesight, Hatch, Sharesies, ETF

I originally wrote this blog post back in December 2018 and I’ve decided it was time to make a few updates to it so that all those people reading the book for the first time and those who are following along with the Barefoot Investor principles have a good New Zealand resource to come to. If you have read my original post, while it’s still relevant, this one is quite different because it takes into account different providers of services, so I encourage you to read this one too!

The blog post I never wanted to write: TAX

The blog post I never wanted to write: TAX

Ruth
Hatch, Index Funds, Investment, KiwiSaver, PocketSmith, Sharesies, Sharesight, Simplicity, SmartShares, ETF, Tax

With so many new investment platforms coming on stream in the last couple of years, it has never been easier to buy a stake in a company via either an index fund or by buying individual shares. It is awesome how accessible investing has become. But in this effort to uncomplicate becoming an investor a lot of these newer investment platforms have inadvertently put investing through the complicator when it comes to tax time, because many of you are unsure about how to handle investments in regards to tax. So this blog post is going to focus on how I go about things at tax time.

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