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The Happy Saver
Emergency Fund: Poised for Action
Mar 4

Mar 4 Emergency Fund: Poised for Action

Ruth
Budgeting, Personal Finance, Emergency Fund

For me an emergency fund is a lump of cash that sits in my bank account at the ready, poised for action, poised to save my butt from impending failure and doom, that can be readily accessed at a moments notice.

Book Review: The Simple Path to Wealth
Feb 25

Feb 25 Book Review: The Simple Path to Wealth

Ruth
Index Funds, Investment, Money Education, Personal Finance, SmartShares, Reviews, ETF

Being better with your dosh is all about education. You can sit down with your bank and they will educate you, that’s a surety, but is it the type of education you should be seeking out? So, this week I wanted to share with you a book I’ve been reading from a writer I have followed for a while.

Mutual Fund, Index Fund, ETF. Please explain?
Feb 11

Feb 11 Mutual Fund, Index Fund, ETF. Please explain?

Ruth
Index Funds, Shares, SmartShares

Recently I had a nice email from a subscriber asking can I please explain the types of funds there are and what they mean. So, as concisely as possible I’m going to try to answer this question today.

How does a teenager create a strong financial future?
Feb 4

Feb 4 How does a teenager create a strong financial future?

Ruth
Banks, Budgeting, Financial Advisors, Index Funds, Investment, KiwiSaver, Money Education, Saving, SmartShares, Kids and Money, ETF

Olivia spent the school holidays working hard and she has found herself with that wonderful problem, too much cash sitting in the bank. In this blog post, I detail a strategy to show her how to make her hard earned money work for her and create a strong financial future for herself.

The budget says YES!
Jan 28

Jan 28 The budget says YES!

Ronnie
Budgeting, Debt, Saving, Money Education

I met Ronnie when she reached out to me via email and we struck up a conversation. In this guest blog post, she shares how having a budget has helped to get her finances under control.

It’s not what you earn. It’s what you save!
Jan 21

Jan 21 It’s not what you earn. It’s what you save!

Ruth
Saving, Retirement

For those of you who are just stumbling upon the FI community you have to agree to be a weirdo like the rest of us and start to pay close attention to how much you are SAVING. It is arguably more important than what you are earning.

Our Year of Taking Action
Jan 14

Jan 14 Our Year of Taking Action

Ruth
Investment, Personal Finance

There are always endless opportunities that call for our time, energy, creativity and money and I’m looking forward to locking in a strategy to deal with these which I know is going to give us some FOCUS in 2018.

Presence NOT Presents
Dec 17

Dec 17 Presence NOT Presents

Ruth
Personal Finance, Saving, Minimalisation

Don't waste your hard earned dollars on crap presents. Put the credit card away and just go and spend time and be present with your friends and family instead.

How to rock a good spreadsheet...
Dec 10

Dec 10 How to rock a good spreadsheet...

Ruth
Personal Finance, Investment, Money Education, Index Funds, ETF

Many people have requested a look at the spreadsheet that I use, so I have finally created one to share with you and from this you can go ahead and create your own.

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